Europe's largest and best conference for retail banking and financial services product innovation. 700 attendees, 100 CEOs, 30 distinguished speakers from around the world.

Tom Blomfield
CEO at Monzo

Sigga Sigurdardottir
Chief Customer & Innovation Officer at Santander

Alejandro Stein
Managing Director at Barclays

Christian Rebernik
CTO at Number26




Join Europe’s leading innovators at Banking Horizon 2016. From fintech start-ups to the world’s largest banks, this is the conference to meet the movers and shakers of the financial services industry.

Banks attending in 2016

Financial Services companies attending in 2016

Europe’s largest consumer finance product event

Banking Horizon unites key banking decision makers and consumer finance innovators to share ideas and celebrate the year’s leading customer-focussed propositions.

Join the inaugural Banking Horizon autumn conference in London to network with the leading innovative thinkers in retail banking and consumer finance. Learn about the pace of change in retail banking and all the elements of end–to–end product design.


08:00 – 09:05
Registration and breakfast
09:05 – 09:30
Opening and welcome
09:30 – 09:50
Speaker: Effective brand and marketing strategies
09:50 – 10:10

Optimising acquisition channels and strategies

Mario Lupori - Director of Marketing and Acquisition at Ratesetter

10:10 – 10:30

Setting credit policy

Doriana Iovino - Director of Credit Risk & Analytics at Metro Bank

10:30 – 11:10
Networking break
11:10 – 11:30
Speaker: Innovative customer lifecycle management
11:30 – 12:10

Panel Discussions

Digital transformation in the new age of banking (Grand Hall)

Chair: Keith Saxton - Chair of Financial Services & Payments Programmes at techUK

Panel: Christian Rebernik - CTO at NUMBER26

Panel: Yuval Dvir - Head of EMEA Online Partnerships at Google

Panel: Jay de Groot - Vice President EMEA at Moven

Panel: Matthew Glover - Head of Transformation at Unity Trust Bank

Know your customer - are we doing it right? (Edinburgh Suite)

Chair: Kit Carson - Head of Banking Products at Verdict Financial

Panel: Edan Yago - CEO at Epiphyte

Panel: Aneesh Varma - Founder at Aire

12:10 – 13:10
13:10 – 13:30

Seamless contact with your customers

Tom Blomfield - CEO at Monzo

13:30 – 13:50
Speaker: Optimising Collections and Recoveries
13:50 – 14:30

Panel Discussions

Latest innovation in consumer lending products (Grand Hall)

Chair: Anna Luise Laycock - Lead Strategist at The Financial Innovation Hub

Panel: Jon Hall - Managing Director at Masthaven Bank

Panel: Rob Kerner - Head of Strategy at Royal Bank of Scotland

Panel: Amy Miller - CMO at Zopa

Panel: Eddie Humphreys - Head of Home Buyer Propositions at Allied Irish Bank

Is business lending finally working for small businesses? (Edinburgh Suite)

Chair: Edoardo Volta - Commercial Products Business Leader at MasterCard

Panel: Sigga Sigurdardottir - Chief Customer and Innovation Officer at Santander

Panel: Roozbeh Charli - COO at Billhop

Panel: Alejandro Stein - Managing Director Global Commercial Payments at Barclays

14:30 – 15:10
Networking break
15:10 – 15:30

Targeting underserved segments

Mark Rosel - Director of Digital Product Strategy at Capital One

15:30 – 15:50

Managing Big Data

Paul Russell - Director of Analytics at Experian

15:50 – 16:15
Shortlist - Innovative product of the year
16:15 – 16:30
Closing remarks and note of thanks
16:30 – 17:30
Networking drinks reception

Evening Reception

All ticket holders are also invited to the evening reception which will be held in the Drawing Room and Edinburgh Suite at the Grand Connaught Rooms.

The reception starts at the end of the main event from 17:30 with the formal welcome at 19:00.


Innovative Product of the year award

During the course of the conference, Banking Horizon will award the most innovative retail banking product of the year. Nominations are accepted by emailing

Nominations close at 17:00 on 01 October 2016.